(Disclaimer: This post is not directly related to social welfare–It is more about needed self-care during spring break and resources, provided below, for other struggling students)
It’s Friday of Spring Break and I thought that what I really needed and have been yearning for was to run away. I wanted to take a road trip and pretend to live like a renegade for a week. Live my fantasy of abandoning everything behind. Instead, I have stayed home due to unpredictable circumstances. But you know what, this is what I REALLY needed. I really needed to get back into my center.
I have been so stressed out because it felt like all of my daily activities were to either satisfy my professors, impress workers at my internship, or gain the acceptance and respect of my classmates. Coming home from my last day of internship– I wanted to ground myself again. I picked up the exercise of naming 3 things that I smell, 3 things that hear, and 3 things that I feel. Out of all the sensory items, the only pleasurable sensory experience was the smell of my hair (only because I washed up for the conference I went to that day)
My friend and I were going back and forth about doing a roadtrip to San Diego, Vegas, even Mexico. Unfortunately, the thing about being a grad student is that you are broke af. They call it “voluntary poverty”. And that’s me talking even with a full-ride scholarship. (I will talk more about how I got that later). I decided to think of ways to make $$$. I have been having a fear of working while in school because I was scared that it would jeopardize my grades. Then, I received an email from an HR for a tutoring position that paid about $40-50/hr, and I said okurrr!!!! Then, a lightbulb went on inside me and I remembered being recruited during Caltopia (Cal’s Orientation Day) by Elite Tutors which allow you to schedule your own hours, rate, and any subject to tutor through an app (even dance). So I went ahead and completed the application process for that. Additionally, I applied for Tutor Corps, the tutoring agency that my current internship collaborates with, and who also have a good rate for their tutors. This was perfect! Minimum number of hours of work, a pay that can fund my fun $$, and give me satisfaction in sharing my skills to youth in need. I instantly felt better. I was finally doing something to fund activities that I would do FOR MYSELF.
This Spring Break I applied to tutoring positions, signed up for Classpass (which is an amazing discovery–membership allows you to attend workout classes in various gyms around your local area), contacted toastmasters at Berkeley (for building my public speaking skills), explored communal gardens in Berkeley to be a part of, bought a pass to Being Yoga in Burlingame, planned out my finances for the rest of the year (will be switching credit cards to accrue air miles for travel), started this blog, explored some podcasts, and did some fun reading.
On to my reading and lessons for the day 🙂
I am currently reading a book recommended by a girlfriend about financial investments. She raved about how women are missing out on this great opportunity- while men are investing, women are simply saving. The book is called- MONEY Master the Game: 7 Simple Steps to Financial Freedom by Tony Robbins.
Wow. For a finance book it is surprisingly justice-focused. Tony Robbins’ goal in sharing top tips and advice from investors is to allow people from all economic backgrounds access to successfully navigating the secretive stock market world. Some notable quotes that I have read so far:
“The largest financial institutions are set up to make a profit for themselves, not their clients. Investors may think they are paying fees for high-quality, unbiased advice”. “Frankly, the system is designed to be confusing, so that you’ll give up control to the “professionals” who reap enormous fees by keeping you in the dark.”
“And because Tony’s passion lies in empowering people, he is able to take these conversations from theory to reality, offering tools that nearly anyone can use to improve his or her financial situation.”
“solutions we had created for wealthy investors”
“Tony’s insights and strategies and built an amazing tool called V2MOM, which stands for vision, values, methods, obstacles, and measurement. I used it to focus my work, and ultimately my life, on what I really wanted. The V2MOM program took five of Tony’s questions:
1. What do I really want? (Vision.)
2. What is important about it? (Values.)
3. How will I get it? (Methods.)
4. What is preventing me from having it? (Obstacles.)
5. How will I know I am successful? (Measurements.)”
“Look for something you love to do and you do well. Go for it. It will give you satisfaction in life. It could mean money, but it may not. It could mean a lot of titles, but it may not. But it will give you satisfaction.” General Powell and Tony Robbins are saying the same thing. The real joy in life comes from finding your true purpose and aligning it with what you do every single day.
“the best way to change your life is to find people who’ve already achieved what you want and then model their behavior. Want to master your finances? Find a financial master and imitate how he or she deals with money, and you will have found a pathway to power.”
“We’d work because we want to, not because we have to. That’s financial freedom.”
“The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more. And you will have the opportunity to earn more—”
“You have to make the shift from being a consumer in the economy to becoming an owner—and you do it by becoming an investor.”
“Ralph Waldo Emerson’s essay on self-reliance, and the lines “There is a time in every man’s education when he arrives at the conviction that envy is ignorance; that imitation is suicide; that he must take himself for better, for worse, as his portion.”
“Instead of trying to compete, you’ve gotta learn there is a passive way to win. There’s a way to not put all your eggs in one basket. It’s a system to protect yourself against all downsides, because the best investors know they’re going to be wrong, no matter how smart they are.””
“sample ideal portfolio, the exact investment mix that would help you maximize returns with the least amount of downside volatility in any market. What’s a portfolio? If you’re not familiar with the term, it’s just a collection of diverse investments that you put together to try to maximize your financial returns.”
“If you haven’t figured out where you’re going to get the money to invest, you haven’t figured out what your goals are, and you don’t know what the rules of the game are, then access to the best portfolio in the world will be worthless.”
“have to go through a jungle filled with challenge. If you pass through it, you get to the life you desire.”
““What has been very successful for me through my whole life is to not be arrogant about knowing, but to embrace the fact that I have weaknesses; that I don’t know a lot about this, that, and the other thing. The more you learn, the more you realize you don’t know.”
“And ironically, some of the best ones have very little risk, or they have limited risk with what they call asymmetric risk/reward which means the investors get a big upside potential for very little downside exposure. And that’s what the “smart money” lives for.”
“You will learn how to access a complimentary online platform called Portfolio CheckUp ( http://www.PortfolioCheckUp.com ) that will allow you to test-drive your broker and see if you’re truly overpaying for underperformance.”
Robbins finished the chapter by talking about the non-profits and philanthropic work he has started by way of all the profit he has made through the stock market.
Resources & Deals!
Toast of Berkeley: to foster a helping community of people interested in becoming more confident and effective speakers and leaders
Spiral Gardens Community Food Security Project
Part-time job ideas for busy bees
Fun Self Improvement Reading